Mortgage Calculators

How Much House Can I Afford?

Estimate a home price range based on income, debt, and down payment.

Assumptions

Adjust values

Annual household income Monthly debt payments Available down payment Interest rate Loan term (years) Property tax rate Insurance rate (% of home value) Monthly HOA Target max DTI

Estimated affordable home price

$535,891.68

Estimated monthly housing budget

$3,650.00

Estimated loan amount

$460,891.68

Target DTI

36.0%

Down payment used $75,000.00

Monthly debts counted $850.00

This estimate uses a simplified affordability model and should be treated as planning guidance, not lender approval.